As the end of the year approaches, it is a good time to reflect on resolutions committed to in earnest back in January and take stock before the resolution season begins again
Blog Archives
What Taxes Do I Pay When I Invest offshore?
Investing offshore allows you to diversify and benefit from a broader universe of investment ideas, but what about the tax you may have to pay?
How your retirement fund benefits are allocated when you die
The purpose of retirement funds is to save for retirement, but when members die prior to retirement, the purpose changes to provision for those who were dependent on the member at the time of their death.
Are you comfortable swimming against the tide?
Following trends is comfortable. It’s human nature to want to be in with the crowd, or part of the herd. This is especially true when it comes to our finances: As individuals, we take comfort from sameness.
Spring is here, it’s time to spring clean your finances
The year is flying by, but don’t let it pass without taking stock of your financial decisions, writes Lettie Mzwinila
How bias can sink your investment success
Everybody has biases. We make judgements about people, places, and of course, the markets. It is almost impossible not to allow the filters which are created through our emotions and our experiences to impact our investment decision making.
How to get into the habit of saving this Savings Month
July is Savings Month, the perfect time to have an honest conversation about our saving habits. There are different strategies we can use to transform goals (intent) into habits. Psychologists explain that a habit comprises three parts: the cue, the behaviour and the reward. If financial security is your goal, you need saving to become your habit.
Is your portfolio overly concentrated?
South Africa has a relatively small equities market with a handful of dominant shares, spread across a few sectors, which are available to invest in. This presents a significant risk for investors: a highly concentrated portfolio.
Planners key to financial fitness
The goal is to create wealth by using money effectively, writes Lynette Dicey
How you can influence your investment outcomes
While we cannot control or accurately predict market movements or macroeconomic factors, this does not mean we have no control of our own financial future. There are various decisions that we can make to ensure a more secure outlook for ourselves, even in the midst of the uncertainty.
