July is Savings Month, the perfect time to have an honest conversation about our saving habits. There are different strategies we can use to transform goals (intent) into habits. Psychologists explain that a habit comprises three parts: the cue, the behaviour and the reward. If financial security is your goal, you need saving to become your habit.
Blog Archives
Is your portfolio overly concentrated?
South Africa has a relatively small equities market with a handful of dominant shares, spread across a few sectors, which are available to invest in. This presents a significant risk for investors: a highly concentrated portfolio.
Planners key to financial fitness
The goal is to create wealth by using money effectively, writes Lynette Dicey
How you can influence your investment outcomes
While we cannot control or accurately predict market movements or macroeconomic factors, this does not mean we have no control of our own financial future. There are various decisions that we can make to ensure a more secure outlook for ourselves, even in the midst of the uncertainty.
The dash for cash
The end of the calendar year often leads to reflection on how one’s investments have performed. Many savers are questioning the wisdom of investing in South African equities after a lean period, especially relative to what must currently feel like the safe haven of cash.
2019 Budget speech update
During the budget speech this afternoon, the Minister of Finance announced no surprise tax increases. The focus has shifted from revenue collection to restoring public confidence in the credibility of the South African Revenue Service and the country.
Investment Outlook 2019
Fundhouse Investment Outlook for 2019
How to approach your finances this festive season
We all have good intentions to make sound financial decisions, but the temptation to spend makes it difficult to commit – especially during the festive season.
Is cash king?
Given current market conditions, it is understandable that some investors would want to ‘take refuge’ in cash to ride out low equity returns – but is that a good strategy? The answer is more complicated than simply looking at recent returns.
Five principles to find the right investment manager
Five principles to find the right investment manager
